Michael Lozoff is a partner in the Miami office of Shutts & Bowen LLP. He is a member of the Financial Services Practice Group and Chair of the section's Credit Union Law Group.

Michael has over 40 years of experience providing legal advice to federal and state credit unions on a broad spectrum of matters from regulatory compliance, strategic planning and governance to the development of operational policies and procedures and the handling of adverse examination findings. He has been recognized as a “Top Lawyer” by South Florida Legal Guide in finance and currently serves as counsel to numerous credit unions in Florida and other states.

Michael has lectured on and published articles on credit union regulatory matters. He also serves as an advisory board member for Classical South Florida, an American Public Media public radio station.



  • University of Miami, J.D. with honors, 1980
  • University of North Carolina, B.A., summa cum laude, 1976

Bar Admissions

  • Florida

Court Admissions

  • U.S. District Court for the Southern District of Florida

Professional and Civic

  • Mentor: Leadership Council on Legal Diversity (LCLD) 2022, 2023

News & Insights


  • Hosted Annual Credit Union CEO and Directors Roundtable (2021, 2022 & 2023)


Practice Areas

Industry Focus


  • South Florida Legal Guide, Top Lawyers, 2012-2022

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Shutts & Bowen, established in 1910, is a full-service business law firm with approximately 270 lawyers located in eight offices across Florida.

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